Consumer Directed Plans

Empower Your Employees and Control Benefit Costs

In contrast to traditional health benefit plans, consumer directed health plans were developed to empower and encourage members to evaluate their health care options with an eye on the cost and an incentive to spend dollars wisely. At ACS Benefit Services, we design consumer directed plans to encourage members, the consumers of health care, to make more informed choices.

Consumer directed health plan options from ACS include Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs) as well as more traditional Section 125 Flexible Spending Accounts (FSAs).

Consumer Directed Tools

Recognizing that timely and accurate information is paramount to using today's consumer directed alternatives, ACS has made a variety of benefit plan information accessible at our website 24/7. Members, employers and providers can easily...

  • Compare Consumer Directed Options
  • Locate a Network Provider
  • Review Health Plan Coverage
  • Learn the Status of a Claim
  • Check FSA & HRA Balances
  • Read Important Health Tips
  • Access Health-Related Links

From a choice of self-funded plans to 24/7 online management, ACS offers a comprehensive, integrated approach to consumer directed health plans.

Contact ACS to learn how consumer directed plans can benefit your employees and your bottom line.